Overview
Enter a transaction amount, a fee percentage, and a fixed fee to calculate the total fee charged and the net amount left after it's deducted - the same fee ÷ payment ÷ transfer service math used by Cash App, PayPal, Venmo, and most other peer-to-peer payment apps, which typically charge either a flat percentage, a small fixed amount, or a combination of both, depending on the specific transaction type (standard vs. instant transfer, sending vs. receiving, personal vs. business account). Both the fee percentage and fixed fee are inputs you set yourself, pre-filled with example default values rather than a claimed real-world rate - Cash App's actual current fees vary by transaction type and change over time, so hardcoding a specific number here would go stale and could mislead. Enter the actual rate that applies to your situation (check the app or its published fee schedule) to get an accurate result; use this tool for the arithmetic once you know that rate. Runs entirely client-side, and this is an informational estimate, not financial or tax advice.
Best for: Figuring out the net amount received after a payment app's transfer fee
How to use this tool
- Enter the transaction amount. The amount being sent, received, or transferred.
- Enter the fee percentage and fixed fee. These are editable example defaults - enter the actual rate for your specific transaction type.
- Read the fee and net amount. Fee = amount × percentage + fixed fee; net amount = amount − fee.
Frequently asked questions
No - they're editable example defaults, not a live or authoritative rate. Payment apps like Cash App charge different fees for different transaction types (standard vs. instant transfer, sending vs. receiving, personal vs. business), and those rates can change over time, so this tool intentionally leaves the rate as an input rather than hardcoding a specific figure that could go stale or mislead.
Yes - the fee formula (a percentage of the amount plus an optional fixed fee) is the same arithmetic most peer-to-peer payment and transfer services use. Just enter that service's actual percentage and fixed fee for the transaction type you're calculating.
Many payment services combine the two: a percentage that scales with the transaction size, plus a small fixed fee that covers the flat cost of processing any transaction regardless of size. Setting either one to zero here effectively removes it from the calculation if a particular service only charges one or the other.